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McInnis Insurance Services, Inc. Blog: insurance

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You won’t own the home or apartment you rent. That belongs to the property owner. However, you’ll own your possessions in the home. Those items need protection. If you have renters insurance, the good news is you’ll probably have possessions coverage. READ MORE >>

When you hear about life insurance, you might not exactly know what it’s good for. Your family is financially secure. You don’t anticipate an early death. What are the financial benefits this coverage can provide for you? Don’t let your own security fool you. READ MORE >>

Wind can be powerful. Even if you do not live near the ocean or plains, it can cause damage to your home.  The roof is highly susceptible to such damage. In a flash, your roof shingles may no longer be present. You may even see the roof lift off the structure. This type of damage is very destructive. READ MORE >>

Louisiana has plenty of scenic beauty. Yet, the bayous, Mississippi River delta and longleaf pine forests are part of a state which still retains a lot of rural isolation. In many ways, this adds to the Pelican State’s attraction to tourist drivers. READ MORE >>

Renting a home means making a place to live for your entire family. If this includes a pet, you need to take their needs into account just as much as anyone else’s.  In many cases, you have to disclose to landlords whether you own animals. Doing so allows property owners to take steps to safeguard the property from pet damage. READ MORE >>

No parent wants to face the prospect of dying while their children are young. However, it can happen. Responsible parents will make sure children can receive care if the worst strikes. Giving your child a strong financial future through life insurance is one way to do so. READ MORE >>

Spring is approaching. As seasonal changes beckon, you can look forward to warming weather. Often, fronts accompany the warming trend, and with these fronts might come storms.  The risk of severe weather increases during the spring. With it comes a higher risk of property damage. READ MORE >>

There’s nothing wrong with buying a used car. They can provide a sturdy set of wheels without the price tag of a brand new vehicle. Nevertheless, buying used comes with its risks. If you’ve decided that you want to buy used, do your research beforehand. READ MORE >>

Making a film of any kind often means some form of on-location shooting. Whether you’re filming a documentary, drama or infomercial, you might use someone else’s property to help set the scene. Whenever you film on location, you have the potential to damage someone else’s property. READ MORE >>

You may know that as a renter you need renters insurance. But, why? Why do you need to purchase a policy if you do not own the property? Many people misunderstand the difference in the coverage a landlord or property owner purchases and renters insurance. READ MORE >>

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McInnis Insurance Services, Inc.
7814 Office Park Blvd
Baton Rouge, LA 70809

Phone: 225.926.0860
Toll Free: 844.926.0860
Fax: 225.923.3418
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Please note that we cannot bind insurance via email, fax or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used is not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for specific details of coverages.
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