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McInnis Insurance Services, Inc. Blog: coverage

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A home is the largest purchase most Americans will ever make. They want to protect it and their belongings in the event of an unpreventable disaster. This is why most people carry homeowners' insurance. Yet, having full coverage does not mean paying top dollar for home insurance premiums. READ MORE >>

The summer’s here and it’s time to hit the road. Before you go, planning ahead can save you time and money. Getting your car prepared is the first step to a great road trip. Not only can maintenance improve your finances, it can also protect your insurance risks. READ MORE >>

A well-functioning boat reduces your chances of accidents when you are out on the water. If your boat suffers from malfunctions or stress, you face safety risks for both you and your passengers. You can even pose problems to other boaters on the water, and even others on land. READ MORE >>

Motorcycles are often very fun, but very expensive pieces of equipment. With this financial investment, you also need to consider motorcycle insurance. Many states even require their motorcycle riders to carry minimum levels of insurance. Different places have different motorcycle insurance rates. READ MORE >>

Flood damage is a complicated insurance issue. Generally, standard commercial property insurance does not cover flood damages to a business. This is a grave concern, since flooding is more prevalent than you might think. In fact, prolonged precipitation, damaged dams or levees and even burst pipes could flood an office or worksite. READ MORE >>

If you are part of a band, you know that your image is everything. In addition to making great music, you also work on building your professional reputation. Some musicians get a bad reputation for being difficult acts to book. These musicians might cause damage or not respect the venue they perform in. READ MORE >>

Renters often have questions about coverage. A common one is: Who should pay for damage or loss to a renter's belongings should a fire or flood happen? The simple answer is "It depends." In most cases, your landlord's property insurance will cover the structure of the building. READ MORE >>

Sure, life insurance offers more benefits with age. But, that's not why experts suggest buying it while you're young. Life insurance might not be the easiest thing to talk about. But, it's a necessary coverage younger generations need to adopt. The fact is, you can cut costs on life insurance costs by purchasing early. READ MORE >>

Film production today is often much more involved than shooting scenes on a darkened stage with a wooden set as a backdrop. Many producers take movie shoots on location in order to tell authentic stories. When you are filming on location comes with added risks, as the process can expose your equipment, crew, cast and even the location to potential liability concerns. READ MORE >>

Purchasing flood insurance for your home or business isn't something to overlook. Most property insurance plans (whether for residential or commercial buildings) do not provide financial protection in the event of a flood. This means you could suffer substantial loss to your building and contents if a flood occurs and your current insurance may not provide support to you. READ MORE >>

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McInnis Insurance Services, Inc.
7814 Office Park Blvd
Baton Rouge, LA 70809

Phone: 225.926.0860
Toll Free: 844.926.0860
Fax: 225.923.3418
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Please note that we cannot bind insurance via email, fax or phone. Any quotes given are subject to underwriting guidelines by the respective insurance carriers. Any reference of coverage used is not intended to express legal opinion as to the nature of coverage, but rather just a brief generalization of coverages. Please read your policy for specific details of coverages.
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