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McInnis Insurance Services, Inc. Blog: age

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Wind can be powerful. Even if you do not live near the ocean or plains, it can cause damage to your home.  The roof is highly susceptible to such damage. In a flash, your roof shingles may no longer be present. You may even see the roof lift off the structure. This type of damage is very destructive. READ MORE >>

Renting a home means making a place to live for your entire family. If this includes a pet, you need to take their needs into account just as much as anyone else’s.  In many cases, you have to disclose to landlords whether you own animals. Doing so allows property owners to take steps to safeguard the property from pet damage. READ MORE >>

A home is the largest purchase most Americans will ever make. They want to protect it and their belongings in the event of an unpreventable disaster. This is why most people carry homeowners' insurance. Yet, having full coverage does not mean paying top dollar for home insurance premiums. READ MORE >>

The summer’s here and it’s time to hit the road. Before you go, planning ahead can save you time and money. Getting your car prepared is the first step to a great road trip. Not only can maintenance improve your finances, it can also protect your insurance risks. READ MORE >>

A well-functioning boat reduces your chances of accidents when you are out on the water. If your boat suffers from malfunctions or stress, you face safety risks for both you and your passengers. You can even pose problems to other boaters on the water, and even others on land. READ MORE >>

Motorcycles are often very fun, but very expensive pieces of equipment. With this financial investment, you also need to consider motorcycle insurance. Many states even require their motorcycle riders to carry minimum levels of insurance. Different places have different motorcycle insurance rates. READ MORE >>

Flood damage is a complicated insurance issue. Generally, standard commercial property insurance does not cover flood damages to a business. This is a grave concern, since flooding is more prevalent than you might think. In fact, prolonged precipitation, damaged dams or levees and even burst pipes could flood an office or worksite. READ MORE >>

If you are part of a band, you know that your image is everything. In addition to making great music, you also work on building your professional reputation. Some musicians get a bad reputation for being difficult acts to book. These musicians might cause damage or not respect the venue they perform in. READ MORE >>

Renters often have questions about coverage. A common one is: Who should pay for damage or loss to a renter's belongings should a fire or flood happen? The simple answer is "It depends." In most cases, your landlord's property insurance will cover the structure of the building. READ MORE >>

Sure, life insurance offers more benefits with age. But, that's not why experts suggest buying it while you're young. Life insurance might not be the easiest thing to talk about. But, it's a necessary coverage younger generations need to adopt. The fact is, you can cut costs on life insurance costs by purchasing early. READ MORE >>

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McInnis Insurance Services, Inc.
7814 Office Park Blvd
Baton Rouge, LA 70809

Phone: 225.926.0860
Toll Free: 844.926.0860
Fax: 225.923.3418
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